Your story helps illustrate why GMAC (General Motors Acceptance Corp; their financing arm) brings in almost all of GM's profits, though. I suspect something similar is true for Ford as well.
Used to be you walked into a car dealership with cash and you got the best deal around. Just bought a car, cash. Would not even talk about the price. Kept trying to talk me into financing if I wanted a deal. That is where they make their money. Bought the car anyway. CASH. Love it. Want to know what it is?
P.P.S. Send me copies of those contracts and letters please. Thanks
Working on gathering everything up.
If I find out I didn't sign for it... or even if I signed it but it looked like something else... I'll be getting a lawyer.
Like I mentioned, they sent a letter after the deal was closed that mentioned the "financing fee," but I thought they meant the interest over the life of the loan since I never agreed to any fee.
And postpixplz of the new car. Or, you never buy 'new...' the new used car.
"Be bold, and mighty forces will come to your aid."
OK OK almost new. Only new cars I ever had were lemons so like to let the original owners work out the kinks. 2003 Nissan Altima 3.5. Black on Black leather, loaded.
If I find out I didn't sign for it... or even if I signed it but it looked like something else... I'll be getting a lawyer.
Don't let him talk you into turning it into a class action suit.
“Every record been destroyed or falsified, books rewritten, pictures repainted, statues, street building renamed, every date altered. The process is continuing day by day. History stops. Nothing exists except endless present in which the Party is right.”
If what they did was fraud, which is probably the closest law they could break, the AG will investigate and press charges for you. As restitution if found guilty, Ford Motor Credit will have to reimburse everyone who lost money on that, including the original 3k and any interest thereof.
Offering the car for the employee price, and offering their own payment plan (with a $3,000 fee) are two different things, unless they forced you to get the financing though them.
If they promised the employee price they must sell the car for the employee price.
Financing the however, is something else. They can charge whatever they want to charge you. You're getting the promised employee price for the car, so either pay cash or get a loan from someone else to avoid the crappy charges from the dealer.