The car your kid drives.
I was kind of sweating when the kid got a driver license, I've always heard horror stories about how to insurance shoots up 2-3 times when a 16yo male joins your policy.
There's a common thing about "you've gotta change car insurance companies all the time to keep the best rates.". Well, I guess a commercial for Progressive, incoming.
I've had a continuous policy with them for 20 years. Home and auto discount. Longevity discount. Good driver discount. Snapshot discount.
My policy was $90 for an EV and a truck, the day before he got a license. FULL coverage on each, even though the truck has been paid off for years. The day he got a license, it went up to $160 a month. That's a good jump, but my gf's went to 300 with her kid, and I've heard similar, from others. It even went down $6 per month with the policy renewal, even though he got in that no-fault accident last policy period
There's also a good student discount for him, so.
Anyway, I think there's more benefit if your company has longevity discounts, over policy hopping.
The car you drive
The car you drive
"Be bold, and mighty forces will come to your aid."
The car you drive
Up to 160 is barely a jump. Ours went from like 150 to 500, or something.
It's not me, it's someone else.
The car you drive
I know, I was really surprised. I'd call them and ask if it was right, but it all appears correct in the online portal. Why draw their attention?
So yeah, longevity has good discounts, it would seem.
Plus the dash cam video of his accident prolly paid for the dash cam, since it shows it wasn't his fault.
So yeah, longevity has good discounts, it would seem.
Plus the dash cam video of his accident prolly paid for the dash cam, since it shows it wasn't his fault.
"Be bold, and mighty forces will come to your aid."
The car you drive
I checked them a few years ago, peeps kept saying best rates.
It wasn't even close to my low payment with progressive.
It wasn't even close to my low payment with progressive.
"Be bold, and mighty forces will come to your aid."
The car you drive
Ditto.
Plus, the whole Gronk thing was a major turn off. There's no famous veterans you can find to be your spokesman? You find that meathead instead?
“Every record been destroyed or falsified, books rewritten, pictures repainted, statues, street building renamed, every date altered. The process is continuing day by day. History stops. Nothing exists except endless present in which the Party is right.”
The car you drive
We sold a car at CarMax today, my dad's old car since he can't drive any more.
Despite how little there is to do, from our perspective, it still took and hour and a half.
But, they offered more than the dealers, so here we are.
Despite how little there is to do, from our perspective, it still took and hour and a half.
But, they offered more than the dealers, so here we are.
It's not me, it's someone else.
The car you drive
So since I discovered my beloved, paid-off truck was rusting away, I've been doing some research about this topic.
Looks like it's common knowledge with car people that you need to start a rust treatment when the car is 5-10 years old. If you start then you stay ahead of the rust, and it's no big deal. You can treat it yourself with an up-front cost of like $300, and then $50 per year to do refresher coats.
SInce I'm starting from a position of rust, I'll have to spend a day under the vehicle with a wire brush. But it doesn't need to be pristine.... a little rust is ok. You're just getting the big bits off.
But then, I spray everything underneath with "Wool Wax," using the air compressor I already have. Part of the up-front cost was a silvery gun to apply it with. It penetrates everything, never fully dries, stops all new rust, and doesn't let anything else penetrate. You refresh it every Fall, before another salty winter. Then your shit is supposed to last forever.
So I've paid the startup costs, and I'll be putting the truck up on ramps and probably be spending my Sunday under it.
I'll try to get pics.
I share this in case any of you plan on keeping cars long-term. I wish I had done this 5 years ago, before it was rusty and it would have been a simple thing to just spray the underside of the car once a year.
This is the woolwax bundle I got:
https://www.amazon.com/dp/B07QVH3PT8
I also got a full-face respirator for this project, under a truck with flying rust and undercoat spray. Like $20.
This is the vid I'm using as a tutorial:
Looks like it's common knowledge with car people that you need to start a rust treatment when the car is 5-10 years old. If you start then you stay ahead of the rust, and it's no big deal. You can treat it yourself with an up-front cost of like $300, and then $50 per year to do refresher coats.
SInce I'm starting from a position of rust, I'll have to spend a day under the vehicle with a wire brush. But it doesn't need to be pristine.... a little rust is ok. You're just getting the big bits off.
But then, I spray everything underneath with "Wool Wax," using the air compressor I already have. Part of the up-front cost was a silvery gun to apply it with. It penetrates everything, never fully dries, stops all new rust, and doesn't let anything else penetrate. You refresh it every Fall, before another salty winter. Then your shit is supposed to last forever.
So I've paid the startup costs, and I'll be putting the truck up on ramps and probably be spending my Sunday under it.
I'll try to get pics.
I share this in case any of you plan on keeping cars long-term. I wish I had done this 5 years ago, before it was rusty and it would have been a simple thing to just spray the underside of the car once a year.
This is the woolwax bundle I got:
https://www.amazon.com/dp/B07QVH3PT8
I also got a full-face respirator for this project, under a truck with flying rust and undercoat spray. Like $20.
This is the vid I'm using as a tutorial:
"Be bold, and mighty forces will come to your aid."
The car you drive
this is just a northern thing right? Like my Camry was 18 when I got rid of it, no issues.
It's not me, it's someone else.
The car you drive
I'm not familiar with the concept, but I'm also not a car person.
“Every record been destroyed or falsified, books rewritten, pictures repainted, statues, street building renamed, every date altered. The process is continuing day by day. History stops. Nothing exists except endless present in which the Party is right.”
The car you drive
I watched my neighbor return his boat/trailer in from Lake Erie one day, and as soon as he had it parked a mama and two baby racoons crawled out from somewhere under the trailer.
"Be bold, and mighty forces will come to your aid."
The car you drive
Probably. Road salt rust is a cliche up here, it was just never in my consciousness before.
"Be bold, and mighty forces will come to your aid."
The car you drive
Rust proofing project:
I did my research on rust proofing, and my uncle is a retired welder and we reinforced the rusty bit of frame. This is the hole that was first brought to my attention. This is the actual frame. Fortunately, the rest of it at that spot was still solid.... that particular spot was right next to the exhaust, and the theory is that it was weakened over time with the heating/cooling.
When I was getting ready to do the rust treatment, I was under the truck banging on it and scrubbing with a wire brush, and it was a little disconcerting that I knocked off about 20 pounds of rust. My rocker panels are basically gone, underneath. I found a spot where the truck bed rusted through.... invisible under the plastic bed liner.
So I spent several hours with a wire brush, got all the stuff that I could see, and then hit it with the rust treatment. Very messy.
Woolwax is supposedly the good stuff.... just spray everything, doesn't harm rubber/plastic, penetrates surface rust and stops further damage.
That's the angle iron we welded on. He said it'll probably outlast the truck.
That's what it looks like with the rust treatment. An entire gallon (about $70) did about the entire underside. It's supposed to be good for 2 years, but I'm going to do another coat in the fall, before another salty winter. Look for spots I missed, stuff like that.
The air compressor/gun method worked great. But it's messy.
I did my research on rust proofing, and my uncle is a retired welder and we reinforced the rusty bit of frame. This is the hole that was first brought to my attention. This is the actual frame. Fortunately, the rest of it at that spot was still solid.... that particular spot was right next to the exhaust, and the theory is that it was weakened over time with the heating/cooling.
When I was getting ready to do the rust treatment, I was under the truck banging on it and scrubbing with a wire brush, and it was a little disconcerting that I knocked off about 20 pounds of rust. My rocker panels are basically gone, underneath. I found a spot where the truck bed rusted through.... invisible under the plastic bed liner.
So I spent several hours with a wire brush, got all the stuff that I could see, and then hit it with the rust treatment. Very messy.
Woolwax is supposedly the good stuff.... just spray everything, doesn't harm rubber/plastic, penetrates surface rust and stops further damage.
That's the angle iron we welded on. He said it'll probably outlast the truck.
That's what it looks like with the rust treatment. An entire gallon (about $70) did about the entire underside. It's supposed to be good for 2 years, but I'm going to do another coat in the fall, before another salty winter. Look for spots I missed, stuff like that.
The air compressor/gun method worked great. But it's messy.
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"Be bold, and mighty forces will come to your aid."
The car you drive
Looks like that should last a while. Good job fixing it up. Friend of mine just went out to buy a "new" truck from the mid 2000s, and said it took FOREVER to find out without a bunch of rust on the underbody.
We bought one of these (Hyundai Palisade Calligraphy), pics not of our actual car.
Last Wednesday, 3:30pm called 2 dealers and said "I want to buy this car (that's on their lot) today, what can we do to make that happen?"
Dealer 1: I'll send over pricing right now, and call you back after that.
Dealer 2: (silence - they were with another customer)
Dealer 1 sends pricing, 4k under MSRP which looks pretty solid based on what I knew.
Dealer 2: Yeah, it'll be MSRP out the door.
Me: Please don't waste my time, just give me the best number you've got.
Dealer 2: We can do $2k under MSRP.
Me: No, other place can do 4k under.
Dealer 2: We cannot do that.
Me: Goodbye.
Meanwhile, still waiting for dealer 1 to call me back. I send a message... nothing. No car on Wednesday.
Thursday morning, wake up, fly out to Vegas. While on the plane Dealer 1 finally messaged back.
At any rate, bought the car Tuesday after flying back on the red eye. 3.49% @ 48 months, which seemed fine. Also meant another $500 off going through Hyundai for the financing. My bank couldn't do better than 5.49%.
We bought one of these (Hyundai Palisade Calligraphy), pics not of our actual car.
Last Wednesday, 3:30pm called 2 dealers and said "I want to buy this car (that's on their lot) today, what can we do to make that happen?"
Dealer 1: I'll send over pricing right now, and call you back after that.
Dealer 2: (silence - they were with another customer)
Dealer 1 sends pricing, 4k under MSRP which looks pretty solid based on what I knew.
Dealer 2: Yeah, it'll be MSRP out the door.
Me: Please don't waste my time, just give me the best number you've got.
Dealer 2: We can do $2k under MSRP.
Me: No, other place can do 4k under.
Dealer 2: We cannot do that.
Me: Goodbye.
Meanwhile, still waiting for dealer 1 to call me back. I send a message... nothing. No car on Wednesday.
Thursday morning, wake up, fly out to Vegas. While on the plane Dealer 1 finally messaged back.
At any rate, bought the car Tuesday after flying back on the red eye. 3.49% @ 48 months, which seemed fine. Also meant another $500 off going through Hyundai for the financing. My bank couldn't do better than 5.49%.
It's not me, it's someone else.
The car you drive
Your pics don't work.
My truck new in 2011 was $33k. Mid-range, for the time, just a F-150 XLT. To replace it new will be at least $50k. That's nuts. Mine currently has 162k miles on it, and (the engine, at least) has been well-maintained. I'll take this thing to a million, if I can. Fucker's paid off and gets it done.
My truck new in 2011 was $33k. Mid-range, for the time, just a F-150 XLT. To replace it new will be at least $50k. That's nuts. Mine currently has 162k miles on it, and (the engine, at least) has been well-maintained. I'll take this thing to a million, if I can. Fucker's paid off and gets it done.
"Be bold, and mighty forces will come to your aid."
The car you drive
I just custom-specced out a new truck on ford.com.... Mine would be $60k to replace. Nearly double what it cost 13 years ago.
I hate you can't choose to NOT have all the bullshit radar stuff that I don't want. I don't have a problem seeing my blind spots, and don't need the alert lights. I don't need the truck to slow down when there's a slower vehicle a quarter mile ahead. So that bullshit is probably a big chunk of that increased price.
I hate you can't choose to NOT have all the bullshit radar stuff that I don't want. I don't have a problem seeing my blind spots, and don't need the alert lights. I don't need the truck to slow down when there's a slower vehicle a quarter mile ahead. So that bullshit is probably a big chunk of that increased price.
"Be bold, and mighty forces will come to your aid."
The car you drive
It is, and especially raises the cost of fixing any accidents.GORDON wrote: ↑Thu May 02, 2024 8:44 pm I hate you can't choose to NOT have all the bullshit radar stuff that I don't want. I don't have a problem seeing my blind spots, and don't need the alert lights. I don't need the truck to slow down when there's a slower vehicle a quarter mile ahead. So that bullshit is probably a big chunk of that increased price.
It's not me, it's someone else.