Note that while monetizing those under 18 runs the risk of charge backs, those between the age of 18 and 25 are still in the process of brain development and are considered legal adults. It seems unlikely that anyone in this age range, having been anointed with adulthood, is going to appeal to a credit card company for relief by saying they are still developmentally immature. Thus this group is a vulnerable population with no legal protection, making them the ideal target audience for these methods. Not coincidentally, this age range of consumer is also highly desired by credit card companies.
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To maximize the efficacy of a coercive monetization model, you must use a premium currency, ideally with the ability to purchase said currency in-app. Making the consumer exit the game to make a purchase gives the target's brain more time to figure out what you are up to, lowering your chances of a sale. If you can set up your game to allow “one button conversion”, such as in many iOS games, then obviously this is ideal. The same effect is seen in real world retail stores where people buying goods with cash tend to spend less than those buying with credit cards, due to the layering effect.
This sounds like the orientation Lucifer gives to his demons for their first day on the job.
Diogenes of Sinope: "It is not that I am mad, it is only that my head is different from yours."
Arnold Judas Rimmer, BSC, SSC: "Better dead than smeg."
If we are going to argue that you're not an adult until you get to be post-25 and your brain finally matured, and 25 year old children are children on their parents health insurance policy, then I am going to push for the voting age to be 25.
"Be bold, and mighty forces will come to your aid."
You may as well raise the age of majority at that point.
Diogenes of Sinope: "It is not that I am mad, it is only that my head is different from yours."
Arnold Judas Rimmer, BSC, SSC: "Better dead than smeg."
It should be an all or nothing deal. Voting age, age of being "tried as an adult", drinking age, age of sexual consent, age you can join the military, etc. All of it. The law should be either you are an adult or you are not, none of this halfway shit we have now where you can go die in a war and vote but not drink or whatever.
"ATTENTION: Customers browsing porn must hold magazines with both hands at all times!"
I've been saying for years and years that the ages for drinking and driving should be swapped.
Diogenes of Sinope: "It is not that I am mad, it is only that my head is different from yours."
Arnold Judas Rimmer, BSC, SSC: "Better dead than smeg."
“Every record been destroyed or falsified, books rewritten, pictures repainted, statues, street building renamed, every date altered. The process is continuing day by day. History stops. Nothing exists except endless present in which the Party is right.”