|
|
| Post Number: 1
|
GORDON 
90%
Group: Super Administrators
Posts: 36125
Joined: Jun. 2004
|
 |
Posted on: Sep. 06 2013,07:28 |
|
   |
Over the years I would guestimate I have spent nearly $20k on home owner's insurance, and have never had to file a claim, ever.
Today I found out the insuance on my current primary residence is going up from $1100 to $1400. Â Again, I have never filed a claim. Â I don't really like being dinged like that for no reason.
So I went online to progressive.com, which is the company with which I insure my cars (the snapshot program saved me a shitload of money compared to state farm or allstate or whoever the hell I was using), and when I bundled in the homeowner policy it brought my bill down to about $850.
Yeah it is a hippy company run by hippies, but By Grapthar's Hammer, What A Savings.
Also I really like progressive.com's website. Â You can handle everything about your policy right there without having to talk to a human. Â Humans are the worst.
Edited by GORDON on Sep. 06 2013,07:29
--------------
I don't give a fuck!
|
 |
|
|
| Post Number: 2
|
TheCatt
Top 2%
Group: Super Administrators
Posts: 22951
Joined: May 2004
|
|
Posted on: Sep. 06 2013,08:14 |
|
 |
Why don't you have USAA? I use them for everything: Car insurance, house insurance, umbrella insurance, life insurance, fancy crap insurance... everything.
--------------
It's not me, it's someone else.
|
|
|
|
| Post Number: 3
|
TheCatt
Top 2%
Group: Super Administrators
Posts: 22951
Joined: May 2004
|
|
Posted on: Sep. 06 2013,08:17 |
|
|
I just looked up my homeowners' insurance, and we pay $1,246/year, which includes
$364k - dwelling insurance
$254k - personal belongings insurance
$500k - personal liability insurance
And other things (loss of use, etc)
--------------
It's not me, it's someone else.
|
|
|
|
| Post Number: 4
|
Malcolm
I disagree.
Group: Privateers
Posts: 27168
Joined: May 2004
|
|
Posted on: Sep. 06 2013,08:38 |
|
|
Think my renter's insurance is about $50/year. Fucking expensive, man.
--------------
Diogenes of Sinope:
"It is not that I am mad, it is only that my head is different from yours."
"Other dogs bite only their enemies, whereas I bite also my friends in order to save them."
Arnold Judas Rimmer, BSC, SSC:
"Better dead than smeg."
|
|
|
|
| Post Number: 5
|
|
|
| Post Number: 6
|
|
|
| Post Number: 7
|
TheCatt
Top 2%
Group: Super Administrators
Posts: 22951
Joined: May 2004
|
|
Posted on: Sep. 06 2013,12:23 |
|
|
Well, maybe you do. But I'd never leave USAA, honestly. They've been awesome every time I've dealt with them.
--------------
It's not me, it's someone else.
|
|
|
|
| Post Number: 8
|
GORDON
90%
Group: Super Administrators
Posts: 36125
Joined: Jun. 2004
|
|
Posted on: Sep. 06 2013,12:28 |
|
|
It's real damned close.
Never even heard of USAA I think.
--------------
I don't give a fuck!
|
|
|
|
| Post Number: 9
|
TheCatt
Top 2%
Group: Super Administrators
Posts: 22951
Joined: May 2004
|
|
Posted on: Sep. 06 2013,12:35 |
|
|
Really? USAA is setup specifically for members of the military or ex-members. It was founded by military officers, and all of its public messages are about US military service, etc. It's setup as a non-profit, iirc, so at the end of every year, if they have excess reserves, members get refunds on their insurance. It's usually pretty small, and maybe it's only for auto insurance.
My duplex burned down about 14 years ago, lost everything I couldn't get out in 5 minutes. USAA was my renters insurance, and they were awesome. Very helpful, very quick, made everything about as pleasant as it could be given the circumstances.
--------------
It's not me, it's someone else.
|
|
|
|
|
|
|
